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Unemployment insurance

Life can be unpredictable – especially in times such as these. And anyone who loses their job through no fault of their own, for example , is suddenly faced with very new challenges. The question then often arises: Can I still afford my car? Our clear answer to this is: Yes, you can.

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Our services

Assumption of all arising costs and expenses related to your vehicle – these include leasing and loan instalments, insurance, maintenance and service.

Coverage amount of up to 2,500 EUR per month

Insurance period of up to 12 months

PREREQUISITES for unemployment insurance

Exclusively for employed persons (employed wage earners)

Employed at the start of the contract and waiting period of 2 months has expired

Employment duration of 6 months before the claim event

Your benefits

Maintenance of your mobility

Your mobility is ensured between jobs and for your day-to-day life.

Secure processing

We safeguard your financing, maintenance and service contract incl. all motor vehicle supplementary insurance policies.

Affordable premiums

For a low monthly contribution, you receive all the services included in the unemployment insurance.

Product fact sheet

The product fact sheet provides information on the most important points of the insurance contract in advance.

Frequently asked questions

Frequently asked questions about unemployment insurance

Unemployment insurance is the perfect financial protection for employees. If you lose your job through no fault of your own, our insurance offer covers all important fixed vehicle costs such as loan or leasing installments, insurance as well as maintenance and service.

No, only unemployment through no fault of your own is covered, i.e. termination by the employer, the employer becomes insolvent, mutual termination of the contract on the initiative of the employer, etc. Further details can be found in the conditions: To the AVBs

The waiting period is the period of time between the insured event and the entitlement to benefits. Insured persons are not entitled to benefits during this period. In the event of unemployment, this is up to the end of the month from the event of damage plus one additional month. Assumption of the damage is on 15.04. reported then the grace period runs until 31.05. From 01.06. you are entitled to a benefit.

The waiting period is the minimum insurance period before insurance benefits can be claimed. In the case of unemployment insurance, this is 2 months.

The insured event should be reported within 7 days.

AMS confirmation of unemployment. Any other documents requested by the claims department.

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